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Sacco Software / Sacco ERP /Credit Co-operative Software

Our SACCO360 Web Express is a comprehensive web-based and mobile solution designed for efficient Sacco/credit management across multi-branches or regions, whether on the cloud or on-premises. Tailor-made for startups, small, medium, and large SACCOs, it supports both BOSA (back office) and FOSA (front and back office).
The platform runs on Web, USSD, and Android apps, fully integrated with core banking, offering scalability, reliability, and ease of use. Customized for global markets, including Kenya, Tanzania, Uganda, Rwanda, and beyond, it delivers 12+ years of expertise in savings and credit organization software.

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Sacco Software

Ideal for

Sacco Software

  • Large Sacco with front office and back office
  • Start-up/small to medium Sacco with back office, e.g. Sacco formed by individuals or employees
  • Non-WDT SACCO
  • Digital Lending through USSD
  • Matatu Saccos More.....
  • Credit/Lending Organisation
  • Small Chamas
  • Any other credit cooperative society

    • The following are the key features.key features

    Sacco Software

    Sacco Members Management

    Sacco Members Management streamlines record-keeping and engagement via email, SMS, or notifications, enhancing communication and supporting efficient SACCO operations. Softeye Solutions helps SACCOs manage members effectively for improved success..

    Sacco Deposits

    Sacco Deposits is a software feature for managing, tracking, and recording member contributions in a SACCO. It ensures accurate financial records, enhances member relations, and streamlines operations. Softeye Solutions helps SACCOs optimize financial management and improve efficiency.

    Sacco Loans

    This feature streamlines the loan process, automating applications, approvals, interest calculations, repayment schedules, and disbursements. It supports self-service for members to apply for loans, manage guarantors, and track repayments, offering a complete loan management system for your SACCO.

    Sacco Accounting

    Sacco Accounting ensures accurate financial tracking, reporting, and analysis, helping SACCOs maintain financial health and comply with standards. It streamlines accounting processes for better financial management.

    Digital Lending

    Digital lending capabilities enable members to apply for loans online or through the software's interface such as USSD platform with an agile algorithm to determine lending criteria. The software assesses member eligibility, calculate loan amounts, process applications, and provide a streamlined borrowing experience.

    ATM

    ATM Integration: ATM integration allows Sacco members to access their funds conveniently through ATMs, just like they would with traditional banking services. The software manages ATM transactions, account balances, and security measures

    Self Service Account

    A self-service portal enables members to access their accounts independently. They can view balances, transaction history, and loan status, and even perform basic transactions without needing to visit a physical Sacco office. All members can access their accounts using phones, computer & tablets through individual accounts

    Sacco Accounting

    This feature is crucial for integrating the Sacco software with external payment gateways, allowing members to make payments online. It involves aggregating different payment methods and securely making API calls to process transactions that facilitates real-time digital payments e.g. cards, Mpesa, Paypal,Banks API e.g.Equity, KCB and COOP,Other Third Party etc and other API calls

    Payroll Check-Off

    Payroll check-off is a mechanism where employees can authorize deductions directly from their salaries for savings or loan repayments to Sacco. The software should facilitate this process, ensuring accurate deductions and timely transfers. The ability to support payroll check-off deductions from different employers/income centers through system imports through automated distribution to respective member's accounts i.e. savings./deposits, loans, and ledgers.

    Agency Banking

    Agency banking extends Sacco's services through third-party agents. The software enables agents to process deposits, withdrawals, and other transactions on behalf of the Sacco members while maintaining security and accountability. Supports organization-appointed agencies to assist in the provision of services to large clientele without physically visiting branches.

    About Us

    Sacco Software

    easy to customize

    We customize all our clients' needs to fit their business processes and to their satisfaction.

    24/7 Support & Help

    Quick support system

    Online and Offline Apps

    Easily accessible over the internet and Intranet

    BOSA & FOSA Software

    The software support both BOSA and FOSA operations for any Credit Co-operative.

    Sacco Software

    Check What The Clients Say About Our system

    Sacco Software

    David

    30 November 2021
    Sacco system
    4.8

    Jake

    29 November 2021
    Sacco system
    4.5

    Catherina

    27 November 2021
    Sacco system
    4.7

    Random User

    24 November 2021
    Sacco system
    4.9

    Mark

    21 November 2021
    Web Development
    4.3
    • Sacco Software

      “SACCO360 has transformed the way we manage our operations. The ease of tracking member deposits and loans, coupled with automated reporting, has made our financial management seamless. Highly recommended!.”

      David Martino

      CEO of Ganda sacco
    • Sacco Software

      “The self-service feature for loan applications has been a game-changer for our members. They can now apply for loans and manage their guarantors on their own, making the process faster and more efficient”

      Jake

      Defoca limited
    • Sacco Software

      “We’ve been using SACCO360 for several months now, and it’s been a great addition to our operations. The accounting module ensures that we maintain accurate financial records, and the loan management system is top-notch.”

      May C.

      Founder of Catherina Co.
    • Sacco Software

      “Softeye Solutions has made managing our SACCO a lot easier. The system’s ability to track repayments, generate loan agreements, and provide real-time financial insights has helped us stay organized and compliant”

      Random Staff

      Manager, Dedan kimathi University
    • Sacco Software

      “The scalability of SACCO360 has allowed us to expand our SACCO without worrying about our systems. It’s perfect for multi-branch operations, and the integration with core banking is seamless”

      Mark Am

      CEO at mathara

    Key Notes

    Sacco Software

    The sacco software is easy to deploy/implement and use:

    1. You don't have to invest in physical servers and other hardware accessories. For on-premises, you require a machine of i3/100GB SSD/ 4GB RAM or higher for the software to run effectively.
    2. We install and implement your Sacco through in-person interaction or remote interactions, thus we provide the service to any location around the world.
    3. Has other modules such as HR and procurement. However, can work with any other ERP.
    4. Supports several Saccos/entities within your organization, e.g., Housing, investment, etc.
    5. No physical installation on workstations. You only need a link to operate the software.
    6. Multi-user with unlimited users, including all members.
    7. Online support available 24/7 through Zoom, Skype, Teams, etc.
    8. Over 40K ACTIVE members using our platform.
    9. Our software is Sasra compliant.
    10. The pricing is based on the size of the organization since the requirements vary due to metrics such as the number of employees, extent of customization, data to be migrated, etc. Thus, it's an affordable & reliable solution for your organization. We provide ready-to-use software with no trials but an online version that a client may try "as is" without further customization.
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